Some of this talk is in thinly-veiled code, via endless discussions on conservative web sites (though it spilled over into Congress during the bailout debate) attributing the subprime mortgage meltdown to the effects of the Community Reinvestment Act of 1977... aimed at fighting the common practice of mortgage "redlining" in low-income and/or minority areas.... [T]he CRA didn't require lending to unqualified applicants... CRA doesn't even apply to the non-bank lenders responsible for the vast majority of bad mortgages....There they go again!!!!
[ cf Racism in the 2008 Political Campaign ]
No sense of Loyalty or commitment to Principles when all they can do is stoop to using FACTS!!!!